Insurance dilemma

November 21, 2013 at 9:55 pm | Posted in Uncategorized | Comments Off on Insurance dilemma

Who would have guessed that having private insurance available to a loved one with a mental disorder would cause such problems.  Services tied into the County are not accessible if your loved one has private insurance.  We are trying to initiate a conservatorship for our son and find that because he is not a consumer of the County of Santa Barbara Mental Health services, they do not want to admit him to their crisis (Puff) center.  He has MediCal and Medicare, but he has never elected to join the County ADMHS group of care providers.  We have used his MediCal and Medicare as a secondary to my husband’s insurance.  

What a dilemma.  Do we remove him from our insurance and further burden and already burdened system?  

 

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